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Non ChexSystems Banks in West Virginia

If you have found yourself on the ChexSystems database, you may be wondering how you will ever open another bank account. If you have bad financial credit, many banks will consider you a risk. This occurs when you have bounced checks, kited checks, accrued NSF fees, or even had a negative balance for a specific amount of time. Oftentimes, once your poor credit has been noticed you will no longer be extended the opportunity to bank with ChexSystems banks.

Luckily, there are usually banks called ‘no credit check banks’ or ‘non-ChexSystems banks’ which provide services to customers with bad credit. These financial institutions are willing to accept you, while knowing that you are a risk. This can mean that they may require a deposit to be held in reserve, in case of NSF fees, etc. or it may mean that they require some form of collateral. Either way, you are able to rebuild your credit by using these alternative banks or credit unions. Then, after five years you are off of the black list and can get into a normal bank account.

West Virginia has several financial institutions that are Non ChexSystems Bank. You may want to start with this one and see if it can provide the services you are looking for. You can also easily do an Internet search for other non ChexSystems options. These types of banks are available, but it might require some searching on your part to find them.

Please note that the information about non chexsystems banks changes each year (even month). We cannot guarantee any of the banks listed won’t do a non chexsystems check (though at the time of compiling, these banks don’t require a chexsystems check). You will have to call the banks to see.

We recommend trying to apply for the BBVA Compass ClearConnect Checking Account. This bank account can be applied for nationally and they have a reputation for giving accounts to customers with bad banking history — like you.

Even better, if you get your application rejected, they will offer you their Second Chance ‘BBVA Compass Easy Checking‘ Account. So either way, you should be able to get an account.

You can also see our list of Best Second Chance Accounts, which are accounts for people with EWS, Telecheck or our updated list of Non ChexSystems banks.

Non Chexsystems Banks in West Virginia

First Citizen’s Banks                                 (888) 323-4732

First National Bank                                     2nd Chance CheckingAlso in VA

Clear Mountain Bank                                  StartFresh CheckingAlso in MD

West Virginia Federal Credit Union        Fresh Start Checking

More Non ChexSystems Banks in the US by State


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