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Non ChexSystems Banks in Missouri

If you have poor financial credit, many banks will consider you a risk. Banks consider a financial risk, someone who has bounced checks, kited checks, accrued NSF fees, or even had a negative balance for a specific amount of time. Oftentimes, once your poor credit has been noticed you will no longer be extended the opportunity to bank with ChexSystems banks.

ChexSystems is an agency that collects data on financial customers. They monitor for risks in order to protect banks and credit unions from extending services to people who have a habit of being financially irresponsible. While in the ChexSystems database, you will be ‘blacklisted’ for 5 full years.

However, almost every state has what are sometimes called ‘no credit check banks’ or ‘non-ChexSystems banks’ which provide services to customers with bad credit. These financial institutions accept you, knowing that you are a risk. By using their services you are able to rebuild your credit while learning how to properly use your accounts. However, this does not come for free. These banks usually make you put down a deposit or some sort of collateral in order to use their banking services.

Missouri has several financial institutions that are Non ChexSystems Banks. You may want to start with them and see if they can provide the services you are looking for. Of course, the Internet is a great resource to find Non ChexSystems banks.

Please note that the information about non chexsystems banks changes each year (even month). We cannot guarantee any of the banks listed won’t do a non chexsystems check (though at the time of compiling, these banks don’t require a chexsystems check). You will have to call the banks to see.

We recommend trying to apply for the BBVA Compass ClearConnect Checking Account. This bank account can be applied for nationally and they have a reputation for giving accounts to customers with bad banking history — like you.

Even better, if you get your application rejected, they will offer you their Second Chance ‘BBVA Compass Easy Checking‘ Account. So either way, you should be able to get an account.

You can also see our list of Best Second Chance Accounts, which are accounts for people with EWS, Telecheck or our updated list of Non ChexSystems banks.

Non Chexsystems Banks in Missouri

Armed Forces Bank (888) 929-2265

Team Financial (800) 749-7113           **Now Named Great Southern Bank**

Second Chance Accounts in Missouri

Alliance Credit Union                        FreshStart Checking

Bank of Kansas City                           Opportunity Checking

Central Bank of the Midwest            Fresh Start Checking

Columbia Credit Union                     Fresh Start Checking

Electro Savings Credit Union           Fresh Start Checking

First State Community Bank            New Opportunity Checking

Focus Bank                                           Fresh Start Checking

Health Care Family Credit Union   Fresh Start Checking

Missouri Credit Union                      Smart Start Checking

Montgomery Bank                             Montgomery New Start Checking

National Bank of Kansas City          Fresh Start Checking

St. Johns Bank & Trust                    Fresh Start Checking

St. Louis Community Credit Union        Second Chance Checking

Town & Country Bank                               Opportunity Checking

United Consumers Credit Union             Second Chance Checking

United Credit Union                                   Second Chance Checking

Vantage Credit Union                                Fresh Start Checking

Wood & Huston Bank                                StartFresh Checking

More Non ChexSystems Banks in the US by State

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