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Non ChexSystems Banks in Kentucky

If you have poor financial credit, many banks will consider you a risk. If you have ever bounced checks, kited checks, accrued NSF fees, or even had a negative balance for a specific amount of time, you would fit into this category. Oftentimes, once your poor credit has been noticed you will no longer be extended the opportunity to bank with ChexSystems banks.

ChexSystems carries a customer’s information in their database for 5 years. This can be difficult to overcome without the assistance of banks and credit unions that are willing to extend their services to individuals with questionable financial credit. These banks may require you to put down collateral or may charge fees. However, it is almost impossible to survive without a bank account. If you use non ChexSystems banks until you have passed your five year time period, you can then get into a normal bank.

Most states have what are sometimes called ‘last chance banks’ or ‘non-ChexSystems banks’ which provide services to customers with bad credit. These financial institutions accept you, knowing that you are a risk. They do, however, sometimes require a security deposit be kept on file.

Kentucky has several financial institutions that are Non ChexSystems Banks. You may want to start with these and see if they can provide the services you are looking for. If not, do an Internet search and see if there are new banks which have opened up.

Please note that the information about non chexsystems banks changes each year (even month). We cannot guarantee any of the banks listed won’t do a non chexsystems check (though at the time of compiling, these banks don’t require a chexsystems check). You will have to call the banks to see.

We recommend trying to apply for the BBVA Compass ClearConnect Checking Account. This bank account can be applied for nationally and they have a reputation for giving accounts to customers with bad banking history — like you.

Even better, if you get your application rejected, they will offer you their Second Chance ‘BBVA Compass Easy Checking‘ Account. So either way, you should be able to get an account.

You can also see our list of Best Second Chance Accounts, which are accounts for people with EWS, Telecheck or our updated list of Non ChexSystems banks.

Non Chexsystems Banks in Kentucky

Armed Forces Bank (888) 929-2265

River City Bank                      (502) 454-7900

C-Plant Federal Credit Union

The Cecilian Bank                                   Choice Opportunity Checking

Central Bank                                               Clean Start Checking

Citizens Union Bank                                  Second Chance Checking

Evansville Teachers Federal Credit Union     Opportunity CheckingAlso in IN

First United Bank & Trust Company                  Fresh Start Checking

FNB Bank                                                          Second Chance Checking

Fort Knox Federal Credit Union                       2nd Chance Checking

Home Federal Bank                                                Square One CheckingAlso in TN

Kentucky Telco Federal Credit Union               NewStart Checking

Your Community Bank                                New Opportunity CheckingAlso in IN

More Non ChexSystems Banks in the US by State


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