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Non ChexSystems Banks in Indiana

If you have ever tried to open a bank account and been denied, it could be because you have shown up on the ChexSystems database. ChexSystems is an agency that collects financial information on customers who repeatedly show they are a risk to banks. This includes when you have bounced checks, kited checks, accrued NSF fees, or even had a negative balance for a specific amount of time.

Oftentimes, once your poor credit has been noticed you will no longer be extended the opportunity to bank with ChexSystems banks. Your name and information will be held on file for 5 full years, thus preventing you from having interactions with financial institutions that subscribe to their service.

However, almost every state has what are sometimes called ‘no credit check banks’ or ‘non-ChexSystems banks’ which provide services to customers with bad credit. These financial institutions accept you, knowing that you are a risk. This means that they may require a deposit to be held in reserve or it may mean that they require some form of collateral. Either way, you are able to rebuild your credit by using these alternative banks.

Indiana has several financial institutions that are Non ChexSystems Banks. You may want to start with these and see if they can provide the services that you are looking for.

Please note that the information about non chexsystems banks changes each year (even month). We cannot guarantee any of the banks listed won’t do a non chexsystems check (though at the time of compiling, these banks don’t require a chexsystems check). You will have to call the banks to see.

We recommend trying to apply for the BBVA Compass ClearConnect Checking Account. This bank account can be applied for nationally and they have a reputation for giving accounts to customers with bad banking history — like you.

Even better, if you get your application rejected, they will offer you their Second Chance ‘BBVA Compass Easy Checking‘ Account. So either way, you should be able to get an account.

You can also see our list of Best Second Chance Accounts, which are accounts for people with EWS, Telecheck or our updated list of Non ChexSystems banks.

Non Chexsystems Banks in Indiana

Century Bank and Trust (866) 680-2265

First Indiana Bank (888) 464-5463

Key Bank (800) 539-2968

Republic Bank and Trust (888) 540-5363

Second Chance Accounts in Indiana

Centra Credit Union                                                     Opportunity Checking

Diamond Valley Federal Credit Union                    Fresh Start Checking

Evansville Teachers Federal Credit Union               Opportunity Checking

Heritage Federal Credit Union                                    2nd Chance Checking

Horizon Bank                                                                 Fresh Start Checking

Interra Credit Union                                                     Opportunity Checking

One Vision Federal Credit Union                              Rising Star Checking

Regional Federal Credit Union                                  First Step Checking

Your Community Bank                                                New Opportunity Checking

More Non ChexSystems Banks in the US by State


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