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Non ChexSystems Banks in Georgia

If you have poor financial credit, many banks will consider you a risk. Risky behaviors include when you have bounced checks, kited checks, accrued NSF fees, or even had a negative balance for a specific amount of time. Oftentimes, once your poor credit has been noticed you will no longer be extended the opportunity to bank with ChexSystems banks.

Approximately 80% of US banks subscribe to ChexSystems, however, every state has what are sometimes called ‘last chance banks’ or ‘non-ChexSystems banks’ which provide services to customers with bad credit.

These financial institutions accept you, knowing that you are a risk. This can mean that they may require a deposit to be held in reserve, in case of NSF fees, etc. or it may mean that they require some form of collateral. Either way, you are able to rebuild your credit by using these alternative banks or credit unions.

Georgia has several financial institutions that are Non ChexSystems Banks. You may want to start with these and see if they can provide the services you are looking for. You can also do an Internet search to find out if there are other banks that are available. The Internet is a great source of finding Non ChexSystems banks in Georgia.

Please note that the information about non chexsystems banks changes each year (even month). We cannot guarantee any of the banks listed won’t do a non chexsystems check (though at the time of compiling, these banks don’t require a chexsystems check). You will have to call the banks to see.

We recommend trying to apply for the BBVA Compass ClearConnect Checking Account. This bank account can be applied for nationally and they have a reputation for giving accounts to customers with bad banking history — like you.

Even better, if you get your application rejected, they will offer you their Second Chance ‘BBVA Compass Easy Checking‘ Account. So either way, you should be able to get an account.

You can also see our list of Best Second Chance Accounts, which are accounts for people with EWS, Telecheck or our updated list of Non ChexSystems banks.

Non Chexsystems Banks in Georgia

ABC Bancorp (866) 616-6020

Colonial Bank (800) 226-5228

Columbus Bank & Trust (706) 649-4900

Savannah Bank (912) 629-6500

SouthTrust Bank (800) 922-4684  **Now Wachovia Banks**

Summit National Bank (888) 895-5650  **Now EastWest Bank**

Wachovia Corporation (800) 922-4684

Atlanta Federal Credit Union                          Second Chance Checking

Community Bank & Trust (“Red Apple”)      Second Slice Checking

Doco Credit Union                                             Fresh Start Checking

Excel Federal Credit Union                             Fresh Start Checking

Georgia United Credit Union                          Restart Checking

Georgia’s Own Credit Union                           Resolution Checking

Health Center Credit Union                            Fresh Start Checking

Members United Credit Union                       Second Chance Checking

Peach State Federal Credit Union                  Fresh Start Checking

Robins Federal Credit Union                          Second Chance Checking

More Non ChexSystems Banks in the US by State

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