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Non Chexsystems Banks in Arizona

Do you have poor financial credit? If you have found yourself on the ChexSystems database, you may be wondering how you will ever open another bank account. If you have poor financial credit, many banks will consider you a major risk. This includes when you have bounced checks, kited checks, accrued NSF fees, or even had a negative balance for a specific amount of time.

Luckily, there are financial institutions that choose not to use ChexSystems as a method of screening customers. These financial institutions are often called ‘last chance banks’ or ‘non-ChexSystems banks’ provide services to customers with bad credit. These financial institutions accept you, knowing that you are a risk. While this can mean that they will require a deposit held in reserve, you should not have to pay for services that are normally free, such as making deposits or writing checks. You can use these banks while you are working on repairing your credit.

Arizona has several financial institutions that are Non ChexSystems Banks. These banks are helpful for you if you have questionable credit. It may be a good idea to start with these and see if they can provide the services you are looking for. You can also look on the Internet to find out if there are other options available for you.

Please note that the information about non chexsystems banks changes each year (even month). We cannot guarantee any of the banks listed won’t do a non chexsystems check (though at the time of compiling, these banks don’t require a chexsystems check). You will have to call the banks to see.


We recommend trying to apply for the BBVA Compass ClearConnect Checking Account. This bank account can be applied for nationally and they have a reputation for giving accounts to customers with bad banking history — like you.

Even better, if you get your application rejected, they will offer you their Second Chance ‘BBVA Compass Easy Checking‘ Account. So either way, you should be able to get an account.

You can also see our list of Best Second Chance Accounts, which are accounts for people with EWS, Telecheck or our updated list of Non ChexSystems banks.

Non ChexSystems Banks in Arizona

Armed Forces Bank                (888) 929-2265

Compass Bank                          (800) 266-7277

BNC National Bank   (800) 262-2265

US Banks                                     (800) 872-2657

Credit Unions

Arizona Federal Credit Union                        (602) 683-1000

Second Chance Accounts in Arizona

Alhambra Credit Union                                  Fresh Start Checking

Bank of Arizona                                                Opportunity Checking

Banner Federal Credit Union                         Opportunity Checking

Bashas’ Associates Federal Credit Union     New Start Checking

Canyon State Credit Union                              Second Chance Checking

MariSol Federal Credit Union                         Basic Checking

Pima Federal Credit Union                               Fresh Start Checking

TruWest Credit Union                                       Opportunity Checking

Tucson Federal Credit Union                           Second Chance Checking

Tucson Old Pueblo Credit Union                    Mission Checking

More Non ChexSystems Banks in the US by State


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