Ash The Great | Oct 31, 2017 | 0
How To Find Out If You are On The ChexSystems List
One of the questions we often get is how to determine if you are on the “chexsystems bad list.” It’s actually pretty easy to determine this.
Option 1: Call the ChexSystems number. There will be a list of automated instructions you must follow.
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Option 2: Go to the official ChexSystems website, https://www.consumerdebit.com/consumerinfo/us/en/chexsystems/report/index.htm, and follow the online instructions to get your official (free) ChexSystems Consumer report.
- Wait about one week (5 business days) for your report to arrive in your mail.
- When the report arrives, take a good look at the report and check for any negative items (called “Reported Information”). If you see anything with “Reported Information” then you are likely on the ChexSystems list and will have a difficult time trying to open any new bank account in the US.
- Make sure the information is accurate. If you find inaccuracies, you can contact ChexSystems to fix it. In some cases, this may be enough to get you removed from the ChexSystems list.