eCheck Specs and Reference Documents

The Financial Services Markup Language (FSML) is the language developed to implement eChecks and other secure financial documents. Version 1.5 is the latest release; Version 2.0 is under development.

The FSML specification is provided for review and comment only. Please contact CommerceNet for details or implementation license terms.

Financial Services Markup Language Version 1.5


Transferwise Currency Conversion

Want to send money abroad or convert currency? We recommend using Transferwise to get the best rates. Use the Transferwise calculator below to see what your exact conversion is

Written by the members of the FSTC Electronic Check Project Team.
Edited by Jeff Kravitz, IBM Research

Original: February 15, 1996
Latest revision: July 14, 1999

Financial Services Markup Language Version 2.0