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Author: Ash The Great

How Much Should You Spend On An Engagement Ring?

If you are buying an engagement ring, then you have a great many options regarding how much you spend and how you buy the ring. This article is loaded with alternative after alternative for how much you should spend. It also has some solid advice on how to shop for your ring and how to get the most for your money. One Months Wage On The Engagement Ring Some say it was two months wages, and others say three months, but for the sake or argument, let’s say one month. A rough and traditional idea is that you add...

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Pay Off Your Debt Slowly or All At Once: Which is Best?

The question of if you should pay your debts slowly or if you should pay them all off in one go is usually redundant for most people. After all, if they had the money to pay off their debts in one go, they would probably do it and not look back. However, when you are creating a budget, you often have to ask yourself how quickly you should pay off your debts in a way that balances your way of life and quality of life, with your future financial goals and debt repayment plans. You should also consider the manner in...

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What Percentage Of Income Can You Afford For Mortgage Payments?

The problem with the question of what percentage of your income you should pay into your mortgage is that there is no right answer. The amount you choose is not based on what you can actually afford; it is based on what you are comfortable with. If it was really about how much you could afford, you would sell your car and walk everywhere, you would buy the cheapest toilet roll and eat 12 cents tins of beans every day. The question is all about how much you are willing to part with, how quickly you want to pay...

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How To Get Student Loan Forgiveness – Exposed And Revealed

The Health Care and Education Reconciliation Act of 2010 was signed in 2010 by the then president Obama, and it was part of a reform for the Direct Loan program that allows students forgiveness on their federal student loans. If you have a private loan (not a federal student loan), then you cannot gain any form of student loan forgiveness. Do not buy e-books on how to get rid of your student debts, and do not pay to find out how to have your student loans forgiven because everything you need to know about it is in this article....

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