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Author: Ash The Great

How Much Cash You Really Need To Buy A Home?

Ask your friends how much you need in cash in order to buy a house with a mortgage, and the first thing you will hear is, “You need about 10% of the cost of the house as a deposit.” The deposit or down payment is the amount you need to put up in order to get a mortgage these days. Banks and lenders are uncomfortable lending you money to buy a home if you are unable to buy at least 10% of the house on your own. Though what your friend says is true, that 10% is simply not enough...

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Lending Club Personal Loans Review

The Lending Club is a peer-to-peer lending and investment company. People join to get loans at a reasonable rate. Others join so that they may invest their money. The borrowers are vetted by the Lending Club systems, and if they are eligible, then they may apply for loans of different sizes. The borrower may have to pay a higher rate if he or she has a poor credit rating. The investor may wish to fund loans with a higher interest rate because it is he or she may earn more money that way without a big risk. Here is...

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How To Get Approved For Your First Mortgage

Do first-time buyers have it desperately tough in this day and age? Darn right they do because the cost of housing is wildly inflated due to a massive and unsustainable housing bubble, and yet government groups and even banks keep trying to make it easier for first-time buyers to get their first mortgage, which in turn keeps the cost of houses prohibitively high. If it were not so easy to get a mortgage, then houses wouldn’t be so expensive, and we could go back to the days when hardworking savers were the ones able to afford houses. Here are...

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Affirm Review – Buy Big Ticket Items On Finance With Affirm

Affirm allows you to make expensive purchases without having to save up, without needing a credit card, and without getting a personal loan. The Affirm Company will set up a finance deal for you at the point of sale. While completing the Affirm review, I found that there are no hidden fees, and the terms are easy to understand, but they are not very clear, which means you have to read the small print to understand. You may sign up for an account either on their website or when you use them as a payment option with selected merchants....

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Real (Side) Work From Home Jobs For Parents

Here are a few real jobs you can take if you want a little work on the side. These are jobs for parents specifically because they can be worked around your family responsibilities. In fact, there are a few of these work from home jobs where being a parent is an advantage, such as if you want to write a blog about how to clean up children’s messes, or if you want to tutor kids for their parent’s cash. These side jobs do not require the commitment of a full-time job, and each allows you to work from home....

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