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Author: Ash The Great

Freelance Writing Advice For Stay At Home Mothers

Staying at home and working at the same time seems like a pretty sweet deal, especially if you are finding it tricky to get a traditional mainstream job. If you feel that you have a flair for writing, and you have enough spare time, then consider doing a little freelance writing as a freelance writer. There are stay-at-home fathers too, don’t call the PC police. However, statistically, if you are a stay-at-home parent, you are more likely to be a woman, so here is an article just for you. Do As Much Research Into New Clients As You Can...

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How Much Cash You Really Need To Buy A Home?

Ask your friends how much you need in cash in order to buy a house with a mortgage, and the first thing you will hear is, “You need about 10% of the cost of the house as a deposit.” The deposit or down payment is the amount you need to put up in order to get a mortgage these days. Banks and lenders are uncomfortable lending you money to buy a home if you are unable to buy at least 10% of the house on your own. Though what your friend says is true, that 10% is simply not enough...

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Lending Club Personal Loans Review

The Lending Club is a peer-to-peer lending and investment company. People join to get loans at a reasonable rate. Others join so that they may invest their money. The borrowers are vetted by the Lending Club systems, and if they are eligible, then they may apply for loans of different sizes. The borrower may have to pay a higher rate if he or she has a poor credit rating. The investor may wish to fund loans with a higher interest rate because it is he or she may earn more money that way without a big risk. Here is...

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How To Get Approved For Your First Mortgage

Do first-time buyers have it desperately tough in this day and age? Darn right they do because the cost of housing is wildly inflated due to a massive and unsustainable housing bubble, and yet government groups and even banks keep trying to make it easier for first-time buyers to get their first mortgage, which in turn keeps the cost of houses prohibitively high. If it were not so easy to get a mortgage, then houses wouldn’t be so expensive, and we could go back to the days when hardworking savers were the ones able to afford houses. Here are...

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