Select Page

Author: Ash The Great

ACH Transfers: How They Work, What Are They, Should I Use Them?

If you have sent or received money in the past, there is a good chance that an Automated Clearing House was involved. If you receive a transfer that isn’t instant or where you have to wait overnight, then an Automated Clearing House (ACH) was probably involved. When an ACH is involved, the process will always take at least one night to complete. If the payment is sent on a non-business day such as a Saturday, Sunday or bank holiday, then the payment will take longer. Direct deposits all work because an ACH is involved. Here is what you need...

Read More

Lending Club Review – Peer To Peer Loans You Can Afford

The Lending Club operates a credit marketplace that allows peer-to-peer investing and lending. The way it operates allows the Lending Club to offer far lower rates than banks offer. If you are looking for a personal loan, then there is a good chance that the Lending Club will be able to offer you a better deal than your bank. In addition, the Lending Club may be more willing to approve your lending than your bank is. If you are using Lending Club to get a consolidation loan to pay off your debts, then you may pay an average of...

Read More

Popular Posts